Research on Financial and Economic Risk Analysis and Preventive Measures

Abstract

This article conducts an in-depth exploration of the current situation, causes and potential impacts on the economic system of financial and economic risks, and puts forward corresponding preventive measures. Through the analysis of the current financial market, it is found that financial and economic risks mainly come from aspects such as market fluctuations, credit defaults, policy uncertainties, and poor internal management of financial institutions. The article points out that these risks will not only weaken the profitability of financial institutions, but also may trigger systemic financial risks, thereby causing an impact on the entire economic system. To effectively prevent financial and economic risks, this article suggests starting from multiple aspects such as strengthening financial supervision, improving the risk early warning mechanism, optimizing the internal governance structure of financial institutions, and promoting financial innovation. Meanwhile, emphasis is placed on the coordination and cooperation of macro policies to enhance the stability and risk-resistance capacity of the financial system. The research aims to provide theoretical support and practical guidance for financial institutions and regulatory authorities, promote the healthy and stable development of the financial market, and ensure the sustainable growth of the economy.